Idle Funds Reward Program

Idle Funds Reward Program

Reward rate up to 7.0%! The more you trade, the more you earn!

Let your idle funds work harder while you wait for market opportunities—earning extra rewards along the way.

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Daily Base Reward with Multiplier Bonus

The system calculates your base reward daily. Meet the trading targets to enjoy multiplier bonuses.

Idle Fund Base Reward

The system calculates your daily reward based on a base reward rate of 0.5% p.a. Rewards continue to accumulate throughout the period your funds remain in the account.

Trade More, Earn More

Hit monthly trading milestones to unlock multiplier rewards—the more you trade, the bigger the rewards!

Full Multiplier Reward Payout

Rewards will be fully issued in the following month based on your achieved multiplier, with multipliers up to 14×.

 

Participation Requirements

Learn about the basic eligibility criteria for joining the Idle Funds Reward Program.

Eligibility Requirements

  • Account net asset value must be no less than USD 3,000
  • Application submission and approval are required
  • Upon approval, base rewards will begin accumulating immediately
  • If monthly trading targets are met, full multiplier rewards will be issued the following month
  • Reward multipliers will increase with higher trading activity and decrease if activity drops
  • This program is available to Hong Kong residents only

  

Reward Calculator

Estimate your potential rewards from participating in the program

Below 5 lots 5 lots 15 lots 25 lots 50 lots 100 lots

Your Estimated Rewards

Base Reward Rate: 0.5% p.a., calculated daily
Reward Multiplier: 10×
Applicable Reward Rate: 5.0%
Estimated Monthly Reward: $41.67
Estimated Annual Total Reward: $500.00
Monthly Reward Cap: $555.00

Reward Distribution Details:

  • Rewards are calculated daily based on a base reward rate of 0.5% p.a.
  • Reward multipliers are determined by the trading volume achieved during the month
  • Full reward amounts will be reflected in your account within the first 3 trading days of the following month
  • This is a discretionary trading reward programme, not a deposit or interest-bearing product
 

This is an estimated amount. Actual rewards are subject to the system's calculation and the monthly cap.

Program Rules & Terms

Learn the details of participation and important notes

All reward rates are on an annualised basis, calculated daily and settled monthly

 

Monthly Trading Volume Reward Rate Multiplier Monthly Reward Cap
Below 5 lots 0.5% p.a. 1× USD 88/month
Reach 5 lots 3.0% p.a. 6× USD 333/month
Reach 15 lots 4.0% p.a. 8× USD 444/month
Reach 25 lots 5.0% p.a. 10× USD 555/month
Reach 50 lots 6.0% p.a. 12× USD 666/month
Reach 100 lots 7.0% p.a. 14× USD 777/month

Reward Cap Explanation

To ensure accurate reward calculation, this program adopts a System Calculation + Multiplier Distribution mechanism:

  • Daily Base Reward – Rewards are calculated daily based on a base reward rate of 0.5% p.a.
  • Multiplier Bonus for Trading Targets – Reward multipliers are determined by monthly trading volume
  • Full Amount Display – Full reward amounts will be shown within the first 3 trading days of the following month
  • Cap Protection – Each tier has a monthly reward cap to ensure fairness
  • Reward Calculation Note – All reward rates are for reference only. The actual reward is subject to the system's calculation

Eligible Trading Products

Only trading volume from the following products will be counted:

  • XAUUSD (Gold/USD)
  • XAGUSD (Silver/USD)

Trade Types Not Counted Toward Volume

The following types of trades will not be included in the trading volume calculation:

  • Any trades closed using the “Close by” method
  • Trades that are closed with a holding time of less than 120 seconds

Important Notice

  1. Eligible Participants: All live trading clients of Ming Tak Financial
  2. Participation Requirements: The account net value after deducting any credit bonuses shall not be less than US$3,000; application and approval required
  3. Scope: This program is available to Hong Kong residents only
  4. Program Period: Effective from November 12, 2025
  5. Reward Calculation Basis: Based on your account’s “idle funds” (total funds – margin used – any credit bonus)
  6. Reward Distribution Process: Rewards are calculated daily at a base reward rate of 0.5% p.a.; full reward amount will be displayed within the first 3 trading days of the following month
  7. All reward rates are expressed on an annualised basis. Actual rewards are calculated daily and settled monthly
  8. Reward Multiplier Adjustment: Multiplier is dynamically adjusted monthly based on trading volume
  9. Reward Cap: Each tier has a monthly reward cap; see table above for details
  10. Trading Volume Calculation: Only qualified trades of XAUUSD and XAGUSD are counted
  11. Excluded Trades: Close-by orders and trades held for less than 120 seconds are not counted
  12. Reward Distribution: Daily base rewards are calculated; full monthly rewards are issued based on achieved multiplier
  13. Trading volume is calculated from the 1st to the end of each calendar month
  14. This reward is an additional bonus and does not affect normal trading or fund withdrawal in your account
  15. The company reserves the right to review abnormal fund movements and adjust rewards accordingly
  16. This programme is a discretionary trading reward scheme offered by Ming Tak Financial to incentivise trading activity. It is not a bank deposit or deposit-taking product. The Company is not an authorised institution under the Banking Ordinance, and rewards under this programme are not protected by the Hong Kong Deposit Protection Scheme
  17. This programme is offered at the Company's sole discretion as a gesture of appreciation for our long-standing customers and does not constitute a permanent or obligatory service
  18. Non-Permanent Policy: The company reserves the right to modify, suspend, or terminate the program or any client’s eligibility at any time without prior notice
  19. Discretion Reserved: Reward distribution, calculation methods, and eligibility are subject to the company’s sole discretion and are not open to dispute
  20. Program Terms May Change: The company may revise program terms, reward rates, and eligibility criteria at any time, effective upon announcement
  21. The company reserves the final interpretation rights of this program