Financial encyclopedia

理財百科

Why did the Federal Reserve need to re-examine its own system?

2026-07-16
Recently, new Federal Reserve Chair Waller revealed during a congressional hearing that he has established five task forces upon taking office to comprehensively review the Fed's policy communication,
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What exactly has been changed by the Hong Kong gold clearing system?

2026-07-09
Hong Kong officially launched its gold central clearing and settlement system on July 7, introducing a new gold price benchmark code—HAU—on Bloomberg and LSEG terminals. At the same time, Hong Kong ha
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Do central banks' reduced speech lead to greater market volatility?

2026-07-02
Recently, the new Federal Reserve chair, Wash, proposed a significant shift: markets should no longer expect the central bank to "preemptively provide answers" every time. He advocates reducing forwar
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Why is it that the whole world uses the US dollar to buy oil?

2026-06-04
In recent years, Saudi Arabia has begun exploring more possibilities for non-dollar settlements. The one most concerned about this is never the oil companies, but rather the United States. Because ove
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What does an actual interest rate close to zero signify?

2026-05-28
The market has recently renewed its focus on an important concept: the real interest rate.   Real interest rate = Nominal interest rate − Inflation rate  On the surface, U.S. interest rates remain re
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Long-term bond yields have risen sharply. What exactly is the market afraid of?

2026-05-21
Recently, U.S. long-term bond yields have risen again. The yield on 30-year U.S. Treasury bonds climbed to around 5.18%, the highest level since July 2007; the 10-year Treasury yield also rose to near
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Retail investors focus on the news, while major players look at the underlying factors.

2026-04-30
In the investment market, many individual investors tend to act only after reading the news. However, major funds usually do not focus on news but rather on the flow of capital and changes at the very
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Was the interest rate cut during the "Wash Era" necessarily a good thing?

2026-04-23
Recently, everyone's focus has been on whether the Federal Reserve will keep the interest rate at 3.75% at its meeting next Wednesday. When hearing "no rate cut", many people's first reaction is negat
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Why did the price of gold rise again after the "ceasefire" news was announced?

2026-04-09
When news of a "ceasefire" emerged from the Middle East, people originally thought that the war would cool down → risks would decline → gold prices would fall. But the result was the opposite - instea
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Will negative oil prices recur? The crude oil market is now facing another risk.

2026-03-26
In April 2020, we witnessed history: the New York WTI crude oil futures once dropped to a "negative" value. At that time, the situation was that the pandemic led to a sharp decline in demand, there wa
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Stablecoins enter the mainstream finance: Visa's settlement revolution

2026-03-19
Recently, a notable change has emerged in the market. Visa has started to use stablecoins for settlement. This is not an encrypted company but one of the most mature payment systems in the world.  Si
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AI Lobster: The Beginning of the Next Economic Revolution?

2026-03-12
Recently, a rather odd question has emerged in the tech circle: "Have you got a lobster?" Here, the "lobster" refers to a new AI tool. As its logo is a red lobster, many people simply call it "AI Lobs
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Why does the US dollar rise during a war, but the price of gold doesn't necessarily rise?

2026-03-05
Whenever geopolitical conflicts heat up, a phenomenon often occurs in the market: global funds flow into US dollar assets, but the price of gold does not necessarily rise in tandem. In fact, this phen
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How should the red envelopes be allocated as investment funds?

2026-02-19
Every Lunar New Year, many people receive an extra income - red envelopes. However, compared to monthly salaries, people tend to be more casual when using red envelopes and are more likely to spend th
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Bitcoin plunges sharply. What is the market telling us?

2026-02-05
Recently, Bitcoin has fallen below the $72,000 mark, hitting a new low in over a year. The market is rife with talk of "panic" and "crisis of faith". But is this the reality or is the market merely re
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2026 年黄金透露了哪些市场讯号?

2026-01-23
Entering 2026, gold remains one of the core assets that the market closely follows. How is the market viewing gold? Because the transformation of gold's role often reflects the overall market conditio
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Who is determining the price of silver?

2026-01-15
The spot price of silver once surpassed the 90-dollar mark, reaching a new high. This once again drew the attention of the market to a question: Who actually determines the price of silver?  1. The cu
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What is the real impact of futures rollover on the gold market?

2026-01-08
Whenever gold futures approach their expiration date, the market experiences what is known as a "roll-over", accompanied by a significant nominal amount. These figures can easily mislead one into thin
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The World Gold Council's key outlook for 2026

2025-12-19
Gold prices performed extremely strongly in 2025, rising by approximately 60% throughout the year and setting new historical highs on multiple occasions. This round of upward momentum was not driven s
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Japanese bond yields rise: Will Japan fall into a debt Spiral?

2025-12-11
The yield on Japan's 10-year government bonds recently hit a multi-year high, immediately raising questions in the market: Will a rise in Japanese interest rates trigger a "debt spiral"?  Japan has a
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