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According to media reports, the MPFA is now preparing.
For the MPF from 2022 to 2026,
The four-year contribution income benchmark will be reviewed in a new round, and the industry is expected to suggest that the government increase the interest benchmark level and implement it in stages.
According to the established mechanism, the maximum monthly MPF for employers and employees will be raised from $1,500 to $2,750.
If MPF raises the contribution ceiling,
How much is the account when you retire?
Suppose the monthly salary reaches 55,000 yuan at the age of 35.
At that time, the MPF account had 700,000 yuan.
There are still 30 years to retire.
The annualized net return of MPF is 4%.
(within a reasonable range)
When he retired at the age of 65,
The value of the MPF is about 6.15 million yuan.
But this MPF is the future value.
Will depreciate due to inflation and other factors,
If inflation is calculated,
The present value of the MPF is about 3.58 million yuan.
Want to retire with security?
Rely on the MPF? Or investment?
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