Idle Funds Reward Program

Idle Funds Reward Program

Earn up to 7.0% annualized return! The more actively you trade, the greater your rewards.

Let your idle funds generate extra value while waiting for market opportunities—far surpassing traditional bank deposit returns.

Daily Base Reward with Multiplier Bonus
The system calculates your base reward daily. Meet the trading targets to enjoy multiplier bonuses.
Idle Fund Base Reward
The system calculates your daily reward based on a 0.5% annualized return. Rewards continue to accumulate throughout the fund retention period.
Trade More, Earn More
Hit monthly trading milestones to unlock multiplier rewards—the more you trade, the bigger the bonus!
Full Multiplier Reward Payout
Rewards will be fully issued in the following month based on your achieved multiplier, with bonuses up to 14×.

Participation Requirements

Learn about the basic eligibility criteria for joining the Idle Funds Reward Program.

Eligibility Requirements

  • Account net asset value must be no less than USD 3,000
  • Application submission and approval are required
  • Upon approval, base rewards will begin accumulating immediately
  • If monthly trading targets are met, full multiplier rewards will be issued the following month
  • Reward multipliers will increase with higher trading activity and decrease if activity drops
  • This program is available to Hong Kong residents only

  

Reward Calculator

Estimate your potential rewards from participating in the program

Below 5 lots 5 lots 15 lots 25 lots 50 lots 100 lots

Your Estimated Rewards

Base Reward Rate: 0.5% annualized return (calculated daily)
Reward Multiplier: 10×
Effective Annualized Return: 5.0%
Estimated Monthly Reward: $41.67
Estimated Annual Total Reward: $500.00
Monthly Reward Cap: $555.00

Reward Distribution Details:

  • Rewards are calculated daily based on a base rate of 0.5% annualized return
  • Reward multipliers are determined by the trading volume achieved during the month
  • Full reward amounts will be reflected in your account within the first 3 trading days of the following month
  • All return rates are expressed as annualized percentages
 

This is an estimated amount. Actual rewards are calculated daily and subject to the monthly cap.

Program Rules & Terms

Learn the details of participation and important notes

All reward rates are expressed as annualized returns for easy comparison with other investment products

 

Monthly Trading Volume Reward Rate (Annualized) Multiplier Monthly Reward Cap
Below 5 lots 0.5% Annualized USD 88/month
Reach 5 lots 3.0% Annualized USD 333/month
Reach 15 lots 4.0% Annualized USD 444/month
Reach 25 lots 5.0% Annualized 10× USD 555/month
Reach 50 lots 6.0% Annualized 12× USD 666/month
Reach 100 lots 7.0% Annualized 14× USD 777/month

Reward Cap Explanation

To ensure accurate reward calculation, this program adopts a System Calculation + Multiplier Distribution mechanism:

  • Daily Base Reward – Rewards are calculated daily based on a base rate of 0.5% annualized return
  • Multiplier Bonus for Trading Targets – Reward multipliers are determined by monthly trading volume
  • Full Amount Display – Full reward amounts will be shown within the first 3 trading days of the following month
  • Cap Protection – Each tier has a monthly reward cap to ensure fairness
  • Transparent Earnings Calculation – All reward rates are annualized; actual earnings are calculated daily

Eligible Trading Products

Only trading volume from the following products will be counted:

  • XAUUSD (Gold/USD)
  • XAGUSD (Silver/USD)

Trade Types Not Counted Toward Volume

The following types of trades will not be included in the trading volume calculation:

  • Any trades closed using the “Close by” method
  • Trades that are closed with a holding time of less than 120 seconds

Important Notice

  1. Eligible Participants: All live trading clients of Ming Tak Financial
  2. Participation Requirements: The account net value after deducting any credit bonuses shall not be less than US$3,000; application and approval required
  3. Scope: This program is available to Hong Kong residents only
  4. Program Period: Effective from November 12, 2025
  5. Reward Calculation Basis: Based on your account’s “idle funds” (total funds – margin used – any credit bonus)
  6. Reward Distribution Process: Rewards are calculated daily at a base rate of 0.5% annualized return; full reward amount will be displayed within the first 3 trading days of the following month
  7. All reward rates are annualized; actual earnings are calculated daily and distributed monthly
  8. Reward Multiplier Adjustment: Multiplier is dynamically adjusted monthly based on trading volume
  9. Reward Cap: Each tier has a monthly reward cap; see table above for details
  10. Trading Volume Calculation: Only qualified trades of XAUUSD and XAGUSD are counted
  11. Excluded Trades: Close-by orders and trades held for less than 120 seconds are not counted
  12. Reward Distribution: Daily base rewards are calculated; full monthly rewards are issued based on achieved multiplier
  13. Trading volume is calculated from the 1st to the end of each calendar month
  14. This reward is an additional bonus and does not affect normal trading or fund withdrawal in your account
  15. The company reserves the right to review abnormal fund movements and adjust rewards accordingly
  16. Discretionary Program: The Idle Funds Reward Program is a discretionary offer to thank long-term clients, and is not a permanent or guaranteed service
  17. Non-Permanent Policy: The company reserves the right to modify, suspend, or terminate the program or any client’s eligibility at any time without prior notice
  18. Discretion Reserved: Reward distribution, calculation methods, and eligibility are subject to the company’s sole discretion and are not open to dispute
  19. Program Terms May Change: The company may revise program terms, reward rates, and eligibility criteria at any time, effective upon announcement
  20. The company reserves the final interpretation rights of this program