Idle Funds Reward Program
Earn up to 7.0% annualized return! The more actively you trade, the greater your rewards.
Let your idle funds generate extra value while waiting for market opportunities—far surpassing traditional bank deposit returns.
Participation Requirements
Learn about the basic eligibility criteria for joining the Idle Funds Reward Program.
Eligibility Requirements
- Account net asset value must be no less than USD 3,000
- Application submission and approval are required
- Upon approval, base rewards will begin accumulating immediately
- If monthly trading targets are met, full multiplier rewards will be issued the following month
- Reward multipliers will increase with higher trading activity and decrease if activity drops
- This program is available to Hong Kong residents only
Reward Calculator
Estimate your potential rewards from participating in the program
Your Estimated Rewards
Reward Distribution Details:
- Rewards are calculated daily based on a base rate of 0.5% annualized return
- Reward multipliers are determined by the trading volume achieved during the month
- Full reward amounts will be reflected in your account within the first 3 trading days of the following month
- All return rates are expressed as annualized percentages
This is an estimated amount. Actual rewards are calculated daily and subject to the monthly cap.
Program Rules & Terms
Learn the details of participation and important notes
All reward rates are expressed as annualized returns for easy comparison with other investment products
| Monthly Trading Volume | Reward Rate (Annualized) | Multiplier | Monthly Reward Cap |
|---|---|---|---|
| Below 5 lots | 0.5% Annualized | 1× | USD 88/month |
| Reach 5 lots | 3.0% Annualized | 6× | USD 333/month |
| Reach 15 lots | 4.0% Annualized | 8× | USD 444/month |
| Reach 25 lots | 5.0% Annualized | 10× | USD 555/month |
| Reach 50 lots | 6.0% Annualized | 12× | USD 666/month |
| Reach 100 lots | 7.0% Annualized | 14× | USD 777/month |
Reward Cap Explanation
To ensure accurate reward calculation, this program adopts a System Calculation + Multiplier Distribution mechanism:
- Daily Base Reward – Rewards are calculated daily based on a base rate of 0.5% annualized return
- Multiplier Bonus for Trading Targets – Reward multipliers are determined by monthly trading volume
- Full Amount Display – Full reward amounts will be shown within the first 3 trading days of the following month
- Cap Protection – Each tier has a monthly reward cap to ensure fairness
- Transparent Earnings Calculation – All reward rates are annualized; actual earnings are calculated daily
Eligible Trading Products
Only trading volume from the following products will be counted:
- XAUUSD (Gold/USD)
- XAGUSD (Silver/USD)
Trade Types Not Counted Toward Volume
The following types of trades will not be included in the trading volume calculation:
- Any trades closed using the “Close by” method
- Trades that are closed with a holding time of less than 120 seconds
Important Notice
- Eligible Participants: All live trading clients of Ming Tak Financial
- Participation Requirements: The account net value after deducting any credit bonuses shall not be less than US$3,000; application and approval required
- Scope: This program is available to Hong Kong residents only
- Program Period: Effective from November 12, 2025
- Reward Calculation Basis: Based on your account’s “idle funds” (total funds – margin used – any credit bonus)
- Reward Distribution Process: Rewards are calculated daily at a base rate of 0.5% annualized return; full reward amount will be displayed within the first 3 trading days of the following month
- All reward rates are annualized; actual earnings are calculated daily and distributed monthly
- Reward Multiplier Adjustment: Multiplier is dynamically adjusted monthly based on trading volume
- Reward Cap: Each tier has a monthly reward cap; see table above for details
- Trading Volume Calculation: Only qualified trades of XAUUSD and XAGUSD are counted
- Excluded Trades: Close-by orders and trades held for less than 120 seconds are not counted
- Reward Distribution: Daily base rewards are calculated; full monthly rewards are issued based on achieved multiplier
- Trading volume is calculated from the 1st to the end of each calendar month
- This reward is an additional bonus and does not affect normal trading or fund withdrawal in your account
- The company reserves the right to review abnormal fund movements and adjust rewards accordingly
- Discretionary Program: The Idle Funds Reward Program is a discretionary offer to thank long-term clients, and is not a permanent or guaranteed service
- Non-Permanent Policy: The company reserves the right to modify, suspend, or terminate the program or any client’s eligibility at any time without prior notice
- Discretion Reserved: Reward distribution, calculation methods, and eligibility are subject to the company’s sole discretion and are not open to dispute
- Program Terms May Change: The company may revise program terms, reward rates, and eligibility criteria at any time, effective upon announcement
- The company reserves the final interpretation rights of this program
Apply to Join the Program
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